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PLANNINGAre home improvement tax credits still available in 2026?

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Short answer: not the main federal one. The Energy Efficient Home Improvement Credit (Section 25C) covered part of the cost of qualifying windows, doors, insulation and home energy audits. It ended with 2025. The IRS says the credit applies to qualifying property placed in service on or after January 1, 2023, and before December 31, 2025, so 2026 installs don't qualify.

This article is general information, not tax advice. Talk to a tax professional about your situation.

If you installed upgrades in 2025

Qualifying work placed in service in 2025 may still be claimed on your 2025 return. The IRS lists these limits:

  • Windows and skylights: up to $600 total
  • Exterior doors: up to $250 per door and $500 total
  • Insulation and air sealing: counted within the $1,200 annual limit
  • Home energy audit: up to $150

Products had to meet the program's efficiency requirements, so keep your receipts and manufacturer certifications.

Where to find savings in 2026

  • Utility efficiency programs. Your electric utility may offer incentives for insulation, air sealing and other upgrades through participating contractors. Ask your provider before you start, because many require pre-approval.
  • State programs. Texas has no state income tax, so there's no state income tax credit. Check the State Energy Conservation Office for any state-run rebate programs.
  • Manufacturer promotions on windows and doors come and go during the year.
  • Lower bills. The upgrade itself is the lasting saving. Attic air sealing and insulation usually pays back fastest. What attic insulation costs
  • Financing spreads the cost over time. See financing options

Watch out for outdated promises

Some ads and sales pitches still mention the federal window tax credit. If someone quotes you one for a 2026 install, ask them to show you where it comes from.

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The bottom line

The federal credit is gone for 2026 projects, so judge each upgrade on its own comfort and savings. Our savings calculator gives a rough estimate. For an honest view of window savings, read will new windows lower my bill?

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Sources: IRS, Energy Efficient Home Improvement Credit.